Streamlined financial assessment with decisions within 3 to 5 business days.
Inclusive SME Working Capital & Structured Trade Financing
Wazi Group’s finance division delivers accessible credit facilities, trade finance instruments, and agricultural cash-flow solutions to micro, small, and medium enterprises (MSMEs) driving East Africa's commercial growth.
Financial Solutions Tailored for East African Enterprise
Bridging liquidity gaps for high-potential enterprises with transparent fee structures.
Clear repayment schedules, no hidden compounding fees or predatory penalties.
Structured repayments tailored to crop harvesting and trade delivery cycles.
Financial records secured in compliance with the Kenya Data Protection Act 2019.
Commercial Credit & Trade Financing Solutions
Flexible financial products designed for growing businesses across Kenya.
SME Working Capital Loans
Short-to-medium term revolving credit lines to fund inventory purchases, operational expansion, and payroll cycles.
Agricultural Input & Off-Take Credit
Specialized financing for commercial farmers and cooperatives to purchase certified seed, fertilizers, and feeds.
Trade Invoice Factoring & LCs
Discounting verified commercial invoices and issuing letters of credit to unlock cash trapped in supply chain fulfillment.
Facility Parameters & Eligibility Criteria
Standard documentation and credit underwriting parameters for enterprise applicants.
| Specification | Details | Status or notes |
|---|---|---|
| Business Registration & Statutory Filings | Certificate of Incorporation, KRA PIN Certificate, Tax Compliance Certificate (TCC) | Required — Applicants must be active registered business entities in Kenya. |
| Financial History & Banking Statements | 6–12 months verified corporate bank or M-Pesa business statements | Required — Audited financial accounts required for facilities exceeding KES 5M. |
| Security & Collateral Coverage | Chattels, commercial equipment, titled property, or secured corporate debentures | Facility Dependent — Unsecured micro-facilities evaluated on cash flow velocity. |
| Turnaround Time (TAT) | 48 hours preliminary appraisal; 5 working days to formal sanction | Standard SLA — Subject to complete document submission and verification. |
Structure Fast, Flexible Financing for Your Enterprise
Wazi Group provides inclusive SME credit facilities, agricultural inventory loans, and structured cross-border trade finance.
Our underwriting desk at Mirage Towers evaluates cash flow velocity and tangible commercial assets to deliver transparent terms, rapid disbursements, and predictable debt servicing.
What Global Commodity Buyers Say About Agro Metal
Verified transaction reviews and quality inspection feedback from containerized agro-commodity importers worldwide.
Outstanding Kenyan Grade AA Arabica Lots
Cupping scores on Agro Metal's Mount Kenya SL28 washed Arabica were consistently 87.5+. Screen sizing was remarkably uniform (98% screen 17/18). Our specialty roasting clients across Germany are thrilled.
Digital Tracking & Seamless Export Documentation
Agro Metal's prompt provision of digital draft Bills of Lading, Phytosanitary, and Weight Certificates simplified our bonded warehouse clearance by 3 full days.
Sortex 99.9% White Sesame Seeds Reliability
We contracted 200 MT of Natural White Sesame Seeds through Agro Metal via Mombasa. The optical sortex purity and low FFA (<1.2%) exceeded our tahini factory requirements. Fast dispatch within 14 days of LC confirmation.
Massive Volume Reliability in Non-GMO Soya & Pulses
Contracted 500 MT of East African Non-GMO yellow soya beans and green mung beans. Agro Metal handled phytosanitary compliance and container loading with absolute professionalism.
Clean Green Mung Beans and Desi Chickpeas
Received 5 x 20ft FCLs of machine-cleaned mung beans and chickpeas. Zero weevil damage, uniform grain size, and sturdy 50kg PP export bags. Will definitely reorder for Ramadan.
High-Yield Castor Seeds & Flax Seeds
Castor seeds tested at 49.5% oil content with high ricinoleic acid. Agro Metal's direct farmgate aggregation ensures fresh current-season harvest quality.
Flawless International Trade Execution & Integrity
Agro Metal stands out in the East African commodity export sector for transparent contract execution, prompt Bill of Lading releases, and immaculate container stuffing standards.
Exceptional Zanzibar Cloves & Vanillin Purity
Agro Metal delivered our 3 x 20ft FCL consignment of Zanzibar Handpicked Cloves into Port of Gothenburg with 18.2% volatile oil and moisture under 10.5%. SGS inspection certificates matched our laboratory specs perfectly.
Flawless Incoterms Compliance & Contract Integrity
Represented institutional buyers on multi-million dollar commodity contracts with Agro Metal. Strict adherence to LC terms, SGS pre-shipment inspections, and prompt dispatch.
High-Curcumin Turmeric & Pungent Bird's Eye Chili
Imported 4 x 40ft containers of African Bird's Eye Chili and Turmeric fingers. SHU levels on the piri piri exceeded 125,000 heat units and curcumin was above 5.5%. Spotless phytosanitary documentation.
Top-Grade Pigeon Peas & Red Kidney Beans
Polished, clean, high-moisture retention canning-grade pulses. Zero stones or broken grains. Agro Metal is a benchmark East African agricultural exporter.
Transparent Origination & Efficient Port Logistics
From Dar es Salaam to Rotterdam, our containerized pulse shipments arrived strictly within ETA. Clear weight bridge certificates and prompt export clearance throughout.
Pure Cocoa Butter & Desiccated Coconut Excellence
Prime-pressed cocoa butter with clean FFA (<1.5%) and snow-white high-fat desiccated coconut shreds. Hygienic packaging in 25kg kraft poly-lined bags made customs clearance effortless.
High-Density Coconut Shell Charcoal Briquettes
Agro Metal's coconut shell briquettes have 7,500+ kcal/kg calorific value, clean white ash under 2.5%, and burn steadily for over 3 hours without odor or smoke. Exceptional quality.
Super-Fine Organic Moringa Powder
The shadow-dried moringa leaf powder was vivid green and 100-mesh fine. Outstanding microbiological purity and heavy metal test results from Eurofins.
Transforming East African Direct-Origin Supply Chains
Agro Metal bridges East African smallholders with international industrial buyers seamlessly. Their quality assurance labs and containerized logistics set a new standard.
Hulled Sesame & Vanilla Beans of Unmatched Quality
Importing Bourbon Vanilla Beans and 99.99% auto-sortex hulled sesame seeds from Agro Metal has streamlined our supply chain. Perfect moisture control and zero pesticide residues.
Consistent Flavor Profile on Kenyan CTC BP1 Tea
Agro Metal provides direct tea auction and private-estate contracting. Their CTC teas offer strong briskness, coppery color, and exceptional aroma for our global export blends.
Grade 1 Hashab Gum Arabic & Baobab Powder
Pure, handpicked translucent Acacia Senegal gum tears and organic baobab superfruit pulp powder. Water solubility and Vitamin C assays matched our pharmaceutical monograph criteria.
Deep Crimson Hibiscus (Roselle) & Kenya CTC Tea
Our herbal tea production line requires high-anthocyanin dark red hibiscus calyces. Agro Metal supplied whole sun-dried Roselle with zero foreign matter and deep vibrant color.
Superior Fermented Ugandan Cocoa Beans
Fermentation grade on Agro Metal's cocoa beans tested over 85% fully fermented with zero slaty or mouldy defects. Exceptional flavor profile for our single-origin dark chocolate couverture lines.
Pristine Cashew Kernels & Jumbo Macadamia
The W240 cashew kernels and Style 1 raw macadamia nuts arrived in airtight nitrogen-flushed packaging with zero broken kernels. Agro Metal is our premier East African origin partner.
Contract Containerized Agro-Commodities with Agro Metal
Direct origin aggregation, optical sorting, rigorous phytosanitary certification, and reliable Full Container Load (FCL) dispatch via Mombasa and Dar es Salaam.